Gas Boiler vs Electric Heating vs Air-to-Air Heat Pump
A comprehensive cost comparison for Manchester homeowners in 2025
With energy prices fluctuating and October bringing cooler temperatures to Manchester, many homeowners are questioning whether their current heating system is the most cost-effective choice. This guide compares three popular heating options: traditional gas boilers, electric heating systems, and modern air-to-air heat pumps.
At a Glance: Cost Comparison
Factor | Gas Boiler | Electric Radiators | Air-to-Air Heat Pump |
---|---|---|---|
Installation Cost | £3,000 - £4,000 | £2,000 - £3,000 | £6,000 - £8,000 |
Annual Running Cost (3-bed semi) | ~£1,200 | ~£2,000+ | ~£400 - £600 |
Efficiency | 90-95% | 100% | 300-400% |
Cooling Included | ❌ | ❌ | ✅ |
Zone Control | Limited | ✅ | ✅ |
Annual Maintenance | £80-150 (required) | Minimal | Filter cleaning |

Gas Boiler: The Traditional Choice
How It Works
Gas boilers burn natural gas to heat water, which is then circulated through radiators around your home. They've been the UK standard for decades and most homes in Manchester are already equipped with gas central heating.
Running Costs
Based on current gas prices (approximately 7p per kWh), a typical 3-bedroom semi-detached home in Manchester can expect to pay around £1,200 per year for heating. This assumes:
- Average annual gas consumption: 12,000 kWh
- Modern condensing boiler efficiency: 90-95%
- Heating used approximately 6-7 months per year
Pros & Cons
Advantages
- Lower upfront installation cost
- Familiar technology
- Works well in very cold temperatures
- Quick heating response
Disadvantages
- High running costs vs heat pumps
- Requires annual servicing (£80-150)
- Depends on gas price fluctuations
- No cooling capability
- Future gas boiler bans planned

Electric Radiators: The Flexible Option
How It Works
Electric radiators convert electricity directly into heat using resistive heating elements. They're popular in flats, new builds without gas connections, and properties where installing a boiler isn't practical.
Running Costs
With electricity prices around 24p per kWh, electric heating is significantly more expensive to run. A typical 3-bedroom home could pay £2,000+ per year, calculated from:
- Average heating requirement: 12,000 kWh annually
- Electric heating efficiency: 100% (but expensive per kWh)
- Higher electricity unit costs vs gas
Pros & Cons
Advantages
- Lowest installation cost
- No annual servicing required
- Excellent zone control (heat room by room)
- No gas connection needed
- 100% efficient conversion
Disadvantages
- Highest running costs by far
- Expensive for whole-house heating
- Can strain electrical system
- No cooling capability
- Poor value for money long-term

Air-to-Air Heat Pump: The Modern Solution
How It Works
Air-to-air heat pumps extract heat from outside air (yes, even in Manchester winters) and transfer it indoors. They work like a fridge in reverse—using a refrigerant cycle to move heat rather than generate it. This makes them incredibly efficient, achieving 300-400% efficiency by moving heat rather than creating it from scratch.
Running Costs
Despite using electricity, heat pumps are dramatically cheaper to run than both gas boilers and electric radiators. A typical 3-bedroom home pays just £400-600 per year for heating:
- Required electricity: ~3,000-4,000 kWh (vs 12,000 kWh for direct electric)
- Efficiency: 300-400% (for every 1 kW of electricity, you get 3-4 kW of heat)
- At 24p per kWh: ~£720-960, but heating isn't needed year-round
- Actual heating season cost: £400-600
The Year-Round Benefit
Here's where air-to-air systems truly shine: the same system provides cooling in summer. While October might not feel like air conditioning weather, Manchester has seen increasingly warm summers with temperatures regularly hitting 25-30°C.
When you install an air-to-air heat pump, you're essentially paying for a heating system and getting air conditioning included. The cooling function uses the same hardware, just running in reverse.
Translation: You save £600-1,400 per year on heating vs gas, and you get free cooling for those increasingly common summer heatwaves.
Pros & Cons
Advantages
- Lowest running costs (~70% cheaper than gas)
- Heating AND cooling year-round
- 300-400% efficiency
- Excellent zone control
- No annual boiler service needed
- Future-proof technology
- Lower carbon footprint
- Dehumidification included
Considerations
- Higher upfront cost (£6k-8k)
- Requires outdoor unit installation
- Slightly less efficient in extreme cold (though Manchester rarely sees this)
- Different heat delivery (warm air vs radiators)
5-Year Total Cost of Ownership
Let's look at the real cost over 5 years, including installation and running costs:
System | Installation | 5 Years Running | Maintenance | Total (5 years) |
---|---|---|---|---|
Gas Boiler | £3,500 | £6,000 | £500 | £10,000 |
Electric Radiators | £2,500 | £10,000 | £0 | £12,500 |
Air-to-Air Heat Pump | £7,000 | £2,500 | £0 | £9,500 |
The Verdict:
Despite the higher installation cost, an air-to-air heat pump pays for itself within 5 years and includes free air conditioning. Over 10 years, you'd save approximately £8,000 compared to a gas boiler and £16,000 compared to electric radiators.
Why Air-to-Air Heat Pumps Work Well in Manchester
Manchester's climate is actually ideal for air-to-air heat pumps:
- •Mild winters: Average winter temperatures of 3-7°C are perfect for heat pump efficiency. They work efficiently down to -15°C, so Manchester's weather is well within optimal range.
- •Warmer summers: Manchester has seen more frequent warm spells (25°C+), making the cooling function increasingly valuable.
- •High humidity: The dehumidification function helps combat Manchester's damp climate year-round.
- •Existing housing stock: Many Manchester homes are well-suited for air-to-air installation without major renovations.
Which Heating System Should You Choose?
Choose an Air-to-Air Heat Pump if:
- You're looking for the lowest running costs
- You want both heating and cooling
- You're willing to invest upfront for long-term savings
- You want to reduce your carbon footprint
- You're future-proofing your home
Choose a Gas Boiler if:
- You need the lowest upfront cost
- You're comfortable with traditional radiator heating
- You already have gas connection and radiators
- You're planning to replace it with a heat pump in a few years anyway
Choose Electric Radiators if:
- You have no gas connection and can't install outdoor units
- You're heating a small flat or single rooms
- You need maximum flexibility with minimal installation
- You're using them as supplementary heating only
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