Heat Pump Comparison

Air-to-Air vs Air-to-Water Heat Pumps: Which Is Right for You?

A complete comparison of the two main types of heat pumps for Manchester homes

12 min readUpdated October 2025
Air-to-air heat pump indoor wall unit in modern living room

When researching heat pumps, you'll quickly encounter two main types: air-to-air and air-to-water. Both extract heat from outdoor air, but they deliver it to your home in completely different ways. Understanding these differences is crucial for choosing the right system for your Manchester property.

At a Glance: Key Differences

FeatureAir-to-AirAir-to-Water
Heat DistributionWarm air via wall unitsHot water via radiators/underfloor
Cooling Capability✅ Yes (reversible)❌ No (heating only)
Installation Cost£6,000 - £8,000£10,000 - £15,000
Government Grant (BUS)❌ Not eligible✅ £7,500 available
Hot Water HeatingSeparate system needed✅ Integrated
Best ForExisting homes, retrofitNew builds, major renovations

Air-to-Air Heat Pumps: The Complete Picture

How They Work

Air-to-air systems transfer heat directly into your home as warm air. Indoor wall-mounted units blow conditioned air into rooms, while an outdoor unit handles the heat exchange process. Think of it as a reversible air conditioner that provides both heating and cooling.

Key Advantages

  • Year-round heating and cooling: One system handles both, eliminating the need for separate air conditioning.
  • Lower installation cost: No need for radiators, underfloor heating, or extensive pipework.
  • Fast heating response: Warm air circulates quickly, heating rooms in minutes.
  • Easy retrofit: Minimal disruption to existing homes—no need to remove radiators or alter plumbing.
  • Zone control: Heat or cool individual rooms independently for maximum efficiency.
  • Dehumidification: Built-in moisture removal improves comfort, especially valuable in damp Manchester climate.

Considerations

  • No BUS grant: Currently not eligible for the £7,500 Boiler Upgrade Scheme grant.
  • Separate hot water system: Requires an electric immersion heater or separate water heating solution.
  • Visible indoor units: Wall-mounted units are visible (though modern designs are sleek and unobtrusive).
  • Air circulation: Some people notice air movement and prefer radiant heat from radiators.

Air-to-Water Heat Pumps: The Complete Picture

How They Work

Air-to-water systems heat water, which is then circulated through radiators or underfloor heating. They work like a traditional boiler but extract heat from outdoor air instead of burning gas. They can also heat your domestic hot water for taps and showers.

Key Advantages

  • £7,500 BUS grant: Eligible for the Boiler Upgrade Scheme, significantly reducing upfront cost.
  • Integrated hot water: Heats your domestic hot water as well as your home.
  • Works with existing radiators: Can use your current radiator system (though larger radiators may improve efficiency).
  • Radiant heat: Many people prefer the consistent, gentle warmth from radiators or underfloor heating.
  • No visible indoor units: All heating distribution happens through existing radiators—no wall units required.
  • Compatible with solar thermal: Can integrate with solar water heating for even greater efficiency.

Considerations

  • Higher installation cost: Even with the grant, total costs can be higher than air-to-air.
  • No cooling capability: Heating only—you'd need a separate air conditioning system for summer cooling.
  • Slower heating response: Takes longer to heat rooms compared to blowing warm air directly.
  • May require radiator upgrades: Older, smaller radiators might need replacing for optimal efficiency.
  • More complex installation: Requires hot water cylinder, buffer tank, and extensive pipework modifications.

Total Cost Comparison (Including Grants)

Cost ElementAir-to-AirAir-to-Water
Equipment & Installation£7,000£12,000
BUS Grant£0-£7,500
Hot Water System (if needed)+£800£0 (included)
Your Total Cost£7,800£4,500

Important note: With the BUS grant, air-to-water systems have a lower upfront cost. However, air-to-air systems include cooling capability, which represents significant additional value if you'd otherwise purchase air conditioning separately.

Running Costs: Very Similar

Both systems achieve similar efficiency (COP 3.0-4.0) and have comparable running costs for heating:

Air-to-Air

£400-600/year

Heating only (3-bed semi)

Plus cooling in summer at minimal additional cost (£50-100/year)

Air-to-Water

£450-650/year

Heating + hot water (3-bed semi)

Includes domestic hot water heating

Both systems dramatically reduce running costs compared to gas boilers (£1,200/year) or electric heating (£2,000+/year).

Which Heat Pump Type Is Right for You?

Choose Air-to-Air if:

  • You want both heating and cooling in one system
  • You're retrofitting an existing home without major renovations
  • You want the fastest heating response and zone control
  • Manchester's warmer summers (25-30°C) make cooling valuable to you
  • You prefer lower upfront costs (despite no grant)
  • You're comfortable with visible wall units
  • You can add a separate hot water solution

Choose Air-to-Water if:

  • You want to claim the £7,500 BUS grant
  • You need integrated hot water heating
  • You prefer radiant heat from radiators or underfloor heating
  • You're doing a major renovation or new build
  • You don't need air conditioning (or will install it separately)
  • You want no visible indoor units
  • You're replacing an existing boiler and want a like-for-like replacement

Manchester-Specific Considerations

Climate Factors

  • Mild winters (3-7°C): Both systems perform excellently in Manchester's climate—neither has an efficiency advantage.
  • Warming summers: Air-to-air's cooling capability is increasingly valuable as Manchester experiences more 25-30°C days.
  • High humidity: Air-to-air's dehumidification helps combat Manchester's damp conditions year-round.

Property Types

  • Victorian/Edwardian terraces: Air-to-air often easier to retrofit without disrupting period features.
  • Modern semi-detached/detached: Either system works well—choice depends on priorities (grant vs cooling).
  • Flats/apartments: Air-to-air generally more practical (less complex installation, individual zone control).

Can You Combine Both Systems?

Yes! Some homeowners install air-to-water for heating and hot water (claiming the BUS grant), then add air-to-air units in key rooms for summer cooling. This "hybrid" approach offers:

  • BUS grant eligibility
  • Integrated hot water heating
  • Air conditioning in bedrooms/living areas
  • Best of both technologies

However, this requires higher total investment and more complex installation—consult with an installer to assess feasibility for your property.

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